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Irish Life Health

Be Fit 2.1

Prices per Annum

Date current version of plan commenced

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Adult

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€1,565.60

Child 1

€495.10

Child 2

€495.10

Child 3

€495.10

Child 4

€118.40

Young Adult

€782.60

Newborn

€0.00

In Patient

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case.

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Covered

Public Hospital Private Room

Covered

Private Hospital Semi-Private Room

Covered with €125 excess per claim; €2000 co-payment on certain orthopaedic procedures

Private Hospital Private Room

Covered with €125 excess per claim; €2000 co-payment on certain orthopaedic procedures

The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures

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Covered with €125 excess per claim

The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures

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Covered with €125 excess per claim; €2000 co-payment on certain orthopaedic procedures

The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special

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Beacon Hospital full cover (private room) with €125 excess per claim; Blackrock and Mater Private 50% cover (private room) with €125 excess per claim; €2000 co-payment on certain orthopaedic procedures

Day Case Private Hospitals

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Covered with €125 excess per claim

Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital

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Covered with €125 excess per claim

Convalescence

€50 x 15

Cancer Support Benefit

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€100 x 15; Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000

Maternity

Hospital Costs Up To 3 Nights

Full Cover

Home Births

Not covered

Delivery Consultant Fees

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Covered up to agreed charges incurred on day of delivery for participating consultants

Outpatient Maternity Consultant Care

See pre/post natal care

Post-Natal Home Help

Postnatal Domestic Support benefit of 2 x 3 hr cleaning sessions; Home Early Support following 1 night's stay in hospital of 2 hrs midwife and 3 x 3 hrs with postnatal supporter or following 2 night's stay in hospital of 1 hr midwife and 2 x 3 hrs with postnatal supporter; Postnatal Support benefit 1 x 3 hr session with postnatal supporter 

Post Natal Home Nursing

Not covered

Child Home Nursing

€100 x 14 (following inpatient stay of 5 days)

Pre/Post-Natal Care

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€250

Child Healthcare Benefit

Child Counselling 50% up to €30 x 8

Parent Accompanying Child

€40 x 14 not incl. first 3 days; no excess

Partner Benefit

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€50 x 2 days travel, accommodation and child minding expenses

Breastfeeding Consultancy

Not covered

Other Maternity Benefits

Maternity Mental Health Support €40 x 8 sessions with Nurture; Antenatal Class benefit of €50 towards antenatal class plus 10% off GentleBirth workshop and Access to GentleBirth app; Pre and post-natal yoga/pilates €20 x 2 visits; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist

Fertility Benefits

 Infertility Benefit - 50% cover up to a max of €750 for IVF, IUI, ICSI, twice per lifetime; AMH Fertility Test €50

Out-patient Benefits

Individual Excess

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€1

Family Excess

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€1 per member

Consultant Fees

First visit fully covered, 50% cover for subsequent visits; International Second Opinion service

GP Visits

First visit fully covered, 50% cover for subsequent visits; Vasectomy cover (GP only) up to €360. Digital Doctor Service - unlimited consultations by phone or online video 

Physiotherapist

€30 x 7; "Back-Up" treatment programme of 8 sessions, twice a year. Once off fee of €50 to customer

Emergency Dental Care

€250

Non Emergency Dental

€30 x 7

Home Nursing

€40 x 20; Health in the Home - Home Nursing after a stay in hospital

A & E Charge

First visit fully covered, 50% cover for subsequent visits (Applies to A&E in Public Hospitals Only); Minor Injury Clinic Cover First visit fully covered followed by 70% up to €200 per visit (HSE) and First visit fully covered followed by 70% up to €200 per visit (private)

Alternative Medicines-Acupuncture, Chiropractor, Osteopath

€30 x 7 combined visits

Dietician, Occupational Therapist, Chiropodist, Speech Therapist

€30 x 7 visits combined with above benefit

Psycho-Oncology Counselling

50% up to €25 x 8

Manual Lymph Drainage

50% up to €25 x 5

Hearing Test

€25 x 1

Optical

50% up to €150 per year

Prescription Costs

Upto €25 per annum

Employee Assistance Programme

Healthy Minds benefit - up to 6 counselling sessions via phone, chat, video or face to face.

Other Day To Day Practitioners

Massage Therapist, Medical Herbalist, Podiatrist, Reflexologist, Physical Therapist covered under alternative practitioners benefit

Child Speech And Language Therapy

50% up to €30 x 8

Vaccinations

Travel Vaccinations €50 per year; HPV vaccine 50% up to €200 per year

Outpatient Policy Limit

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€4,000

Out-patient Radiology

Approved Centres

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MRI, CT and PET-CT Covered

Non-Approved Centres

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Not Covered

Radiology Consultants' Fees

50% As per schedule of benefits for professional fees

Radiology Test Fees

50% Covered

Health Screening

Health Screening €100 per annum; Ocotype DX covered; Genetic Testing initial consultation 50% cover, test for specified genetic mutations covered in approved clinics

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland

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Covered; Gender Reassignment 50% up to €10,000 when carried out in a medical facility in the EEA

Benefit Abroad For Surgical Procedures Not Available In Ireland

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Covered; Gender Reassignment 50% up to €10,000 when carried out in a medical facility in the EEA

Hospital Bill

€100,000

Repatriation Expenses

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€1,000,000

Companion Repatriation Expenses

€1,000

24 Hour Telephone Assistance

Covered

Expenses For Companion

€1,000

Psychiatric Cover

Inpatient Psychiatric Non Alcohol Drug

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100 days

Inpatient Psychiatric Alcohol Related

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91 days per 5 years

Outpatient Psychiatric Care

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Child Counselling 50% up to €30 x 8; Clinical Psychologist €25 X 10 visits