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Irish Life Health

Level 2 Health Excess 500

Prices per Annum

Date current version of plan commenced

Info

Adult

Info
€1,093.60

Child 1

€331.90

Child 2

€331.90

Child 3

€331.90

Child 4

€106.60

Young Adult

€546.60

Newborn

€0.00

In Patient

Private Patient in a multi-occupancy (which may include semi-private) room in a public hospital and day case.

Info

Covered

Public Hospital Private Room

Semi-private rate

Private Hospital Semi-Private Room

Covered with €2,000 co-payment on certain orthopaedic procedures; €500 excess per claim.

Private Hospital Private Room

Covered at semi-private rate with €2,000 co-payment on certain orthopaedic procedures; €500 excess per claim.

The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures

Info

90% cover subject to €500 excess per claim

The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures

Info

90% cover subject €2,000 co-payment on certain orthopadic procedures; €500 excess per claim.

The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special

Info

Beacon Hospital full cover semi-private room subject to €2,000 co-payment on certain orthopaedic procedures. Blackrock Clinic and Mater Private 50% semi-private rate; All subject to €500 excess per claim.

Day Case Private Hospitals

Info

Covered subject to €150 excess per claim

Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital

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Covered subject to €150 excess per claim.

Convalescence

€30 x 16 days

Cancer Support Benefit

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€100 x 15 days; Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000

Maternity

Hospital Costs Up To 3 Nights

Covered

Home Births

€4,000

Delivery Consultant Fees

Info

Covered up to agreed charges incurred on day of delivery for participating consultants

Outpatient Maternity Consultant Care

See pre/post natal care

Post-Natal Home Help

Postnatal Domestic Support benefit of 2 x 3 hr cleaning sessions

 

Alternative Amount To Post-Natal Home Help

Not covered

Post Natal Home Nursing

Not covered

Child Home Nursing

Not covered

Pre/Post-Natal Care

Info

€400

Child Healthcare Benefit

Not covered

Parent Accompanying Child

Not covered

Partner Benefit

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€50 x 2 days

Breastfeeding Consultancy

€30 x 2 days

Other Maternity Benefits

Maternity Mental Health Support €40 x 5 sessions with Nurture; Antenatal Class benefit of €30 towards antenatal class plus 10% off GentleBirth workshop and Access to GentleBirth app; Maternity "Welcome Home Food Hamper" plus 30 min phone consultation with Nutritionist; €600-900 discount for cord blood stem cell preservation

Fertility Benefits

Not covered

Out-patient Benefits

Individual Excess

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€200

Family Excess

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€200 per person

Consultant Fees

€60 x 8 visits; International Second Opinion Service

GP Visits

Vasectomy cover (GP only) up to €360; Digital Doctor Service - unlimited consultations by phone or online video 

Physiotherapist

Not covered

Emergency Dental Care

€500

Non Emergency Dental

Not covered

Home Nursing

€40 x 20 days; Health in the Home - Home Nursing after a stay in hospital

A & E Charge

€60 x 3 visits; Minor Injury Clinic Cover, 70% cover up to €200

Alternative Medicines-Acupuncture, Chiropractor, Osteopath

Not covered

Dietician, Occupational Therapist, Chiropodist, Speech Therapist

Not covered

Psycho-Oncology Counselling

€40 x 5 visits

Manual Lymph Drainage

€50 x 5 visits

Hearing Test

Not covered

Optical

Not covered

Prescription Costs

Not covered

Employee Assistance Programme

Not covered

Other Day To Day Practitioners

Not covered

Child Speech And Language Therapy

Not covered

Vaccinations

HPV Vaccine - 50% up to €200 per policy year

Outpatient Policy Limit

Info

€2,500

Out-patient Radiology

Approved Centres

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MRI, CT and PET-CT Covered, not subject to outpatient excess

Non-Approved Centres

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€350 towards MRI; €200 towards CT; both subject to outpatient excess; No cover for PET-CT

Radiology Consultants' Fees

50% as per schedule of benefits for professional fees

Radiology Test Fees

50% covered

Health Screening

Health Screening at any centre €100 per year

Overseas

Benefit Abroad For Surgical Procedures Available In Ireland

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Covered

Benefit Abroad For Surgical Procedures Not Available In Ireland

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Covered

Hospital Bill

Covered up to €100,000

Repatriation Expenses

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Covered up to €1,000,000

Companion Repatriation Expenses

Covered up to €1,000

24 Hour Telephone Assistance

Covered

Expenses For Companion

Covered up to €1,000

Psychiatric Cover

Inpatient Psychiatric Non Alcohol Drug

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100 days

Inpatient Psychiatric Alcohol Related

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91 days per 5 years

Outpatient Psychiatric Care

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Not covered