Maternity / fertility

Maternity cover is on all available plans on the market as it is known as a minimum benefit. However, your plan may not provide full private maternity cover. Maternity benefits have a 52 week waiting period before you are covered if you are a new joiner or if you are upgrading your existing maternity cover. 

Fertility cover is not provided on all plans. Fertility benefits can vary from insurer to insurer. Waiting periods will apply if you are a new joiner or upgrading your existing fertility cover from 52 weeks to 104 weeks depending on the insurer.