Rules surrounding waiting periods, switching and upgrading of your cash plan are governed by the same legislation that applies to inpatient health insurance plans as described in our pages on "New Customer Waiting Periods" and "Switching/Upgrading waiting periods".
Cash Plan New Customer Waiting Periods
| Accident and Injuries | Illnesses that commence after you join | Illnesses that commence before you join | Maternity related claims |
| None | 26 weeks | 5 years | 52 weeks |
*Rules concerning pre-existing conditions do not apply to Dental and Optical, General Practitioner and Emergency Department, Prescriptions and Chiropody/Podiatry
Cash Plan Upgrade/Switching Waiting Periods
If you are switching plans, the following maximum waiting periods may be applied to any higher benefit on the new plan:
|
|
|
|
Any higher benefit |
2 years |
|
Maternity benefits |
52 weeks |