Irish Life Health Benefit Changes Effective 1 July 2026

Benefit Changes

1 July – Benefit changes apply across a wide range of Irish Life Health plans.

Plans affected include, for example:

• 4D Evolution
• 4D Future
• 4D Health 1–5
• Be Fit plans
• BeneFit and BeneFit Access plans
• HealthAction plans
• HealthGuide and Horizon plans
• Level 2 plans
• LiveWell
• MyPlan range
• Optimise plans
• Select and Select Plus ranges
• Various company and legacy plans

These changes include:

• Removal of certain hospital benefits (for example EXOGEN therapy)
• Introduction of additional outpatient benefits such as Dexa and Mammogram scans
• Updates to cover available across a range of plans

Full plan-level detail is available in the downloadable file below.

What These Changes Mean for You

Your renewal notice will outline how these benefit changes apply to your plan. If you are mid‑contract, your cover will not change until renewal.

It is important to review your health insurance at renewal to ensure it continues to meet your needs and provides value for money.

You can compare your plan with other options using the HIA Health Insurance Comparison Tool.