If you are pregnant and you are ordinarily resident in Ireland, you are entitled to free maternity care under the Maternity and Infant Care Scheme. After you have your baby, your baby can also get some health checks, vaccinations, and developmental checks free of charge. For more information about the Maternity and Infant Care Scheme and what it covers, go to the Citizens Information Board website.
There are no private maternity hospitals in Ireland. Private health insurance covers some of the costs of private maternity services in a public hospital. A semi-private room costs up to €813 per night, and a private room costs up to €1,000 per night. Most health insurance policies cover three nights in a private room (subject to availability). However, some policies have limited cover or cover only a semi-private room. Your policy may also include a home birth grant of €2,000-€5,000. Depending on your level of cover, your health insurance may not fully cover the total cost of your stay in hospital.
All policies cover your inpatient delivery consultant’s fees. Policies with higher cover also cover the anaesthetist, pathology, and a paediatric consultation in hospital.
Outpatient private consultant fees, which cover routine visits to your consultant before the birth, may be partly covered by the pre- and post-natal benefit or the outpatient maternity consultant fees benefit in your policy. However, you should be prepared to pay a shortfall, as most policies cover only a portion of the fees, and the outpatient consultant fees may cost some several thousand euro more.