A cash plan provides money for a range of medical events, such as visits to the GP and other outpatient expenses. Cash plans also provide fixed amounts per night spent in hospital. However, unlike inpatient private health insurance plans, the money that you can claim back is a fixed amount, and it is not linked to the cost of your hospital stay. Usually, you can claim only for a portion of the cost, otherwise known as an allowable amount/expense. For example, you may be able to claim €50 per night spent in hospital.