01.10.2025

Price and Benefit Changes: Effective 1 November 2025

This Month at a Glance

This page brings together all insurer updates for November 2025. Use the summaries below to see what’s changing, who’s affected, and the effective date.

Note: If you’re mid contract, your price will not change until renewal. Your renewal letter includes details of any price or benefit changes.

Price & Benefit Changes — Effective 1 November 2025

Insurer Change Type Details Full Update
Laya Price Adjustment Applies to: Total Health Plus and Essential Connect Health View details   
Benefit Changes Applies to: Total Health Plus, Essential Connect Health and SimplyHealth Extra View details  
Vhi Price & Benefit Change Applies to: PMI 32 12 View details

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Disclaimer 

The Health Insurance Authority provides independent information to help you compare plans. We do not sell insurance. Prices and benefits are set by insurers and may change. Always check your renewal letter for your plan’s details and dates.