Private Health Insurance Legislation

The following are the principle pieces of legislation governing private health insurance in Ireland and can be found at www.irishstatutebook.ie.​

• Health Insurance Act, 1994 - Consolidated Act as of March 31, 2020.pdf
• Health Insurance (Amendment) Act, 2015 (RES Payments and Stamp Duty)
• Health Insurance (Amendment) Act, 2014 (Young Adult Rates)
• Health Insurance (Amendment) Act, 2012 (Lifetime Community Rating)
• Health Insurance Act, 1994 [No. 16 of 1994]
• Health Insurance (Amendment) Act, 2001 [No. 17 of 2001]
• Health Insurance (Amendment) Act, 2003 [No. 11 of 2003]
• Health Insurance (Amendment) Act, 2007 [No. 3 of 2007]
• Health Insurance (Miscellaneous Provisions) Act, 2009

Statutory Instruments

• Determination of Relevant Increase - Health Insurance Act, 1994 (Determination of relevant increase under section 7A and provision of information under section 7B) (amendment) Regulations 2018 [Statutory Instruments No. 224 of 2018]

• Open Enrolment (2015) - Health Insurance Act, 1994 (Open Enrolment) Regulations, 2015 [Statutory Instruments No. 79 of 2015] 

• Determination of Relevant Increase (LCR) - Health Insurance Act, 1994 (LCR-Determination of Relevant Increase under section 7A and Provision of Information under section 7B) Regulations, 2014 [Statutory Instruments No. 312 of 2014] 
   
• Information Returns - Health Insurance Act, 1994 (Information Returns) Regulations, 2009 [Statutory Instruments No. 294 of 2009]
   
• Registration (2005) - Health Insurance Act, 1994 (Registration) (Amendment) Regulations, 2005 [Statutory Instrument No. 335 of 2005]
   
• Minimum Benefit (2005) - Health Insurance Act, 1994 (Minimum Benefit) (Amendment) Regulations, 2005 [Statutory Instrument No. 333 of 2005]
   
• Open Enrolment (2005) - Health Insurance Act, 1994 (Open Enrolment) Regulations, 2005 [Statutory Instrument No. 332 of 2005]
   
• Commencement Order (2001) - Health Insurance (Amendment) Act, 2001 (Commencement of Certain Provisions) Order, 2001 [Statutory Instrument No. 514 of 2001]
   
• Levy Regulations - The Health Insurance Act, 1994 (Section 17) Levy Regulations, 2001 [Statutory Instrument No. 255 of 2001]
   
• Establishment Order - Health Insurance Act, 1994 (Establishment Day) Order, 2001 [Statutory Instrument No. 40 of 2001]
   
• Commencement Order (1999) - Health Insurance Act, 1994 (Commencement) Order, 1999 [Statutory Instrument No. 28 of 1999]
   
• Minimum Beenfit (1996) - Health Insurance Act, 1994 (Minimum Benefit) Regulations, 1996 [Statutory Instrument No. 83 of 1996]
   
• Lifetime Cover - Health Insurance Act, 1994 (Lifetime Cover) Regulations, 1996 [Statutory Instrument No. 82 of 1996]
• Registration (1996) - Health Insurance Act, 1994 (Registration) Regulations, 1996 [Statutory Instrument No. 80 of 1996]
   
• Non-Life Insurance - European Communities (Non-Life Insurance) Framework Regulations, 1994 [Statutory Instrument No. 359 of 1994]
   
• Commencement Order (1994) - Health Insurance Act, 1994 (Commencement) Order, 1994 [Statutory Instrument No. 191 of 1994]

European Legislation

• First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provision relating to the taking-up and pursuit of the business of direct insurance other than life assurance (OJ L 228, 16.08.1973, p. 003-0019).
• Second Council Directive 88/357/EEC of 22 June 1988 on the coordination of laws, regulations and administrative provision relating to direct insurance other than life assurance and laying down provisions to facilitate the effective exercise of freedom to provide services and amending Directive 73/239/EEC (OJ L 172, 04.07.1988, p. 001-0014).
• Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and amending Directives 73/239/EEC and 88/357/EEC (Third Non-Life Insurance Directive) (OJ L 228, 11.8.1992, p. 1).
• European Commission decision that the Risk Equalisation Scheme, 2003 does not constitute State Aid. (State Aid N 46/2003. Risk Equalisation Scheme in the Irish Health Insurance Market).