Laya Healthcare New Plans, Price Adjustments & Benefit Changes Effective 1 October 2026

New Advanced Plans

Laya Healthcare will introduce two new Advanced Plans:

Price adjustments apply to 68 Laya Healthcare plans.

You can download the full list of affected plans below.

Benefit changes apply to 95 Laya Healthcare plans.

You can download the full list of affected plans and benefit changes below.

1 October 2026 – Rule changes apply to 39 plans that include the Menopause Support Benefit.

You can download the full list of affected plans and details of the rule changes below.

If your plan is affected by these changes, your renewal notice will outline what is changing and when the change takes effect.

If you are mid-contract, your price will not change until your renewal date.

It is important to review your health insurance at renewal to ensure it continues to meet your needs and represents value for money.

To compare your current plan with other options available on the market, use the HIA's Health Insurance Comparison Tool .