How to use our health insurance comparison tool

Step 1: Get Started 

• Go to www.hia.ie/health-insurance-comparison
• Click Compare health insurance. 

Step 2: Tell Us About your Current Cover

You’ll be asked if you currently have health insurance. 

• Select No if you don’t have health insurance,
• Select Yes if you do, then select your insurer from the dropdown list and start typing the name of your current plan.
• When you’re ready, click Next to continue

Step 3: Choose Who’s Covered and When

The tool starts with one adult and today’s date by default. 

To change this: 

•  Click person icon to add more people
• Click the calendar icon to choose the start date. 

Step 4: Filter Your Options

Click the Additional filters icon to set:  

• Your preferred price range
• Your preferred payable excess.

Use the Advanced options to:

• Search for specific insurers
• Compare specific plans.

When you’re ready, click Choose coverage preferences.

Please note that these additional filters are also available at the end of your search.

Step 5: Set Your Coverage Priorities  

• You’ll see a list of 9 coverage areas (for example everyday health expenses, hospital room and type, and joints and eyes.)
• Click the question mark icon next to learn more about what is included in each coverage area.
• Drag and drop or use the arrow buttons to rank them in order of importance to you. For example, if your top priority on a health insurance plan is the type of hospital covered and the room type, move “Hospital room and type” to the top of the list. Do the same thing for your second most important coverage area and so on, in order of importance.  
• Once you’re happy with the order, select Done.

Step 6: Pick Your Cover Level 

• For each coverage area, choose how much coverage you want.
• Click information icon to learn more about the different levels of cover.
• The price shown is the starting price for plans with that level of cover.
• Select the level of cover that best fits your needs and budget.

Step 1: View Your Matches

• Based on your preferences, we’ll show you the most suitable plans for you based on your choices.
• Plans are ordered by price and the first three are usually highlighted for easy comparison. 

Step 2: Refine Your Results 

Use the Additional filters icon on this page to set your preferred price range and excess and Advanced options to search for plans from a specific insurer or to compare specific plans.

Step 3: See Your Current Plan 

If you have health insurance, your current plan will appear alongside the other plans that meet your preferences. 

Step 4: Explore the Details

• Click the Benefits tab to see what each plan includes.  
• Click the Differences tab to see which benefits are unique to each plan.
• Click the Exclusions tab to see what is not covered in any of the plans that you are comparing. 

Step 5: See Full Plan Information 

• Click the plan name to view full details.
• This will bring you to the plan page, where you’ll will also find a link to the insurer's website.
• We strongly recommend contacting the insurer directly to find out the exact benefits, terms and conditions of any plans you are interested in before making a decision.

Step 6: Compare or Remove Plans 

• Use the eye icon to show or hide it. You can add multiple plans for comparison.

Step 7: Start over or Share

Use the icons in the top right corner to: 

• Start over
• Print your comparison
• Share it