The business of private health insurance in Ireland is regulated by a number of acts which the Authority adheres to.
How we regulate
The Health Insurance Acts, 1994 - 2015 legislate for the four principles of private health insurance in Ireland. They are lifetime community rating, open enrolment, lifetime cover, minimum benefit.
The Authority has agreed a memo of understanding with the Central Bank.
Register of health benefits undertakings
In order to practice health insurance business in Ireland one must be registered with the Health Insurance Authority.
Risk equalisation involves transfer payments between health insurers to spread some of the claims cost of the high-risk older and less healthy members amongst all the private health insurers in the market in proportion to their market share.
All principle pieces of legislation governing private health insurance in Ireland and can be found at www.irishstatutebook.ie.
Register of Health Insurance Contracts
As of 01st November 2022.